Do you have financial planning or income tax queries? Ask rediffGURU Anil Rego.
'Equities may not outperform every year, but if they do so seven times out of 10, it's an asset class worth relying on.'
New investors should not allow themselves to fall prey to FOMO and rush headlong into gold.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
'It takes time and the experience of a few market cycles to develop awareness about one's true risk appetite.'
Colgate-Palmolive India's September quarter (Q2FY26) performance has reinforced concerns among brokerages about the company's continued market challenges.
'Tax rate and stock markets are entirely two different things.'
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
'Defence, capital goods, engineering, capital market-related stocks, autos, and cement sectors are my bullish bets for Samvat 2082.'
Marico is expected to post high single-digit volume growth in the India business in the July-September quarter. However, it is expected to moderate sequentially, the company said in its quarterly update on exchanges.
: Build lasting wealth via disciplined, long-term mutual fund investing in India's compounding marathon, Shanaihi, Shanaihi, says Ramalingam Kalirajan
Investors having a moderate-risk profile can use these funds in their retirement portfolios.
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
'Legally clean farmland is difficult to find. It requires time, money, and legal effort to verify the title.'
EMI means you've already spent tomorrow's income; SIP means you're investing today's income to secure tomorrow, explains Ramalingam Kalirajan
rediffGURU Yogendra Arora answers readers' personal income tax queries.
'The government is putting insurance in the same category as food, which is essential for life.' 'Now this is an opportunity for the sector to focus on the consumer.'
Every 1 per cent per annum of investment costs is a matter of life or death, points out Avinash Luthria.
Investors can meet cash needs without selling their securities.
'Some buyers get carried away by festival offers and purchase higher variants or larger vehicles than they truly need, which impacts running cost and long-term affordability.'
The July-September quarter (Q2) business update on revenue by FSN E-Commerce Ventures (Nykaa) was well received by most investors and the share price surged over 6 per cent, driven by one block deal. Even after Wednesday's minor dip, it was still higher at Rs 257.50 as compared to Monday's close of Rs 255.55.
'The outlook for the next Samvat is more constructive, as many of the earlier drags are gradually becoming supports.'
The 100 per cent withdrawal provision and the 25 per cent minimum balance provision have led to some confusion.
'Do exhaustive research and then select the one that best fits your budget and requirements.'
One of the most exploited provisions is Section 10(13A), which permits exemption on HRA.
rediffGURU Vipul Bhavsar answers readers' personal income tax queries.
rediffGURU T S Khurana answers readers' personal income tax queries.
Reels often induce the FOMO-'Act now!' mentality. But sound investing is about consistency, diversification and a long-term horizon.
rediffGURU Vivek Lala answers your income tax and personal finance queries.
The proposed reforms in goods and services tax (GST) announced by the government last week, coupled with the eighth pay commission dole-out, is likely to push consumption-driven stocks - such as air conditioners (ACs), select automobiles, fast-moving consumer goods (FMCG), retail, and counters of quick-service restaurants (QSRs) - into higher orbit over the next few months, believe analysts.
The exit of Larsen & Toubro (L&T) from the Hyderabad Metro is a long-term positive for the stock. It could be a bullish trigger, alongside higher international orders, and new opportunities in segments like defence and data centres.
Young investors with a higher risk appetite are better off with a combination of term insurance and equity funds.
'They are positioned as defensive products and can potentially give marginally higher returns than liquid funds.'
Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual fund, insurance and personal finance-related questions.
'First-time investors, busy professionals, NRIs and those with modest sums looking for curated strategies may find FoFs especially appealing.'
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
Given the stronger rural activity, and potential goods and services tax (GST) impact, investors are bullish on the two-wheeler (2W) segment. In August, dealers in the domestic market picked up 11 per cent more 2Ws year-on-year (Y-o-Y), despite only 2 per cent growth in retail registrations. This indicates inventory stocking ahead of the festival season. Export trends were good. TVS Motor and Royal Enfield may have gained domestic market share.
'A balanced portfolio mix of domestic and international equity, fixed income, and precious metals is recommended.'
What does this mean for you? Ramalingam Kalirajan explains.
Despite similar tax treatment, debt MFs enjoy certain advantages over FDs.
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